Features
Global ACH
(Single Transfers)
Wires
(self-serve)
Wires
(branch-assist)
Cheques / Drafts
Credit Card
ATB FX

Access any time: 24/7

Cheques

Drafts

Minimum cost per payment sent

$5 flat fee

>$30

>$30

>$10

$0

Currencies available

USD-USD

USD, CAD

USD, CAD

USD, CAD

CAD

Destinations

170+ destinations

170+ destinations

170+ destinations

170+ destinations

Speed

1-3 days

1-3 days

1-3 days

2-3 weeks via mail

Immediate

Daily limit
USD-USD

$25K default
$1M max

CAD wires limit $1B


Foreign wires limit $50K CAD

$999,999,999

$999,999,999

Depends on your credit limit

Daily limit

$25K default
$500K max

CAD wires limit $1B


Foreign wires limit $50K CAD

$999,999,999

$999,999,999

Depends on your credit limit

Transaction limit
USD-USD

$25K default
$1M max

$50K

$999,999,999

$999,999,999

Depends on your credit limit

Transaction limit

$25K default
$50K max

$50K

$999,999,999

$999,999,999

Depends on your credit limit

USD or CAD funding

N/A

Enrollment required?

Default service for single transfers only

N/A

N/A

Fraud/Scams

Test transfers are available for Global ACH. Any funds recovery is on a best effort basis and success is not guaranteed. Ensure best practices when entering beneficiary info. Tips on fraud prevention for business.

Global ACH (Single Transfer)

Access any time: 24/7
Minimum cost per payment sent

$5 flat fee

Currencies available

USD to USD

Destinations
Speed

1-3 days

Daily limit USD-USD

$25K default
$1M max

$25K default
$500K max

Transaction limit USD-USD

$25K default
$1M max

$25K default
$50K max

USD or CAD funding
Enrollment required?
Default service for single transfers only.
Fraud / Scams
Test transfers are available for Global ACH. Any funds recovery is on a best effort basis and success is not guaranteed. Ensure best practices when entering beneficiary info. Tips on fraud prevention for business.

Wires (self-serve)

Access any time: 24/7
Minimum cost per payment sent

>$30

Currencies available

USD, CAD

Destinations

170+ destinations

Speed

1-3 days

Daily limit

CAD wires - $1B
Foreign wires - $50K CAD

Transaction limit

$50K

USD or CAD funding
Enrollment required?
Fraud / Scams
Test transfers are available for Global ACH. Any funds recovery is on a best effort basis and success is not guaranteed. Ensure best practices when entering beneficiary info. Tips on fraud prevention for business.

Wires (branch-assist)

Access any time: 24/7
Minimum cost per payment sent

>$30

Currencies available

USD, CAD

Destinations

170+ destinations

Speed

1-3 days

Daily limit

$999,999,999

Transaction limit

$999,999,999

USD or CAD funding
Enrollment required?
Fraud / Scams
Test transfers are available for Global ACH. Any funds recovery is on a best effort basis and success is not guaranteed. Ensure best practices when entering beneficiary info. Tips on fraud prevention for business.

Cheques / Drafts

Access any time: 24/7

Cheques

Drafts

Minimum cost per payment sent

>$10

Currencies available

USD, CAD

Destinations

170+ destinations

Speed

2-3 weeks via mail

Daily limit

$999,999,999

Transaction limit

$999,999,999

USD or CAD funding
Enrollment required?

N/A

Fraud / Scams
Test transfers are available for Global ACH. Any funds recovery is on a best effort basis and success is not guaranteed. Ensure best practices when entering beneficiary info. Tips on fraud prevention for business.

Credit Card

Access any time: 24/7
Minimum cost per payment sent

$0

Currencies available

CAD

Destinations

170+ destinations

Speed

Immediate

Daily limit

Depends on your credit limit

Transaction limit

Depends on your credit limit

USD or CAD funding

N/A

Enrollment required?

N/A

Fraud / Scams
Test transfers are available for Global ACH. Any funds recovery is on a best effort basis and success is not guaranteed. Ensure best practices when entering beneficiary info. Tips on fraud prevention for business.

ATB FX

For businesses who transact at least $100K of Foreign Exchange per year
ATB FX puts the power of foreign exchange conversion and international payments in your hands with online access, fast transactions, and simple yet powerful tools. With ATB FX you can book trades, send foreign currency wires, and transfer funds between accounts—all conveniently 24/5 from wherever you are from our self-serve platform. Direct access to live rates in over 20 currencies, competitive market rates, pay suppliers around the world quickly and easily, send multiple payments with one transaction, reliable reporting, enhanced security, and dedicated support team.