Emergency Savings Calculator

Unexpected expenses can occur with no warning, so it’s important to be ready! Use this Emergency Savings Calculator to determine how much you should have tucked away for emergencies based on your average living expenses.

Please enter the amount you spend monthly on the following items:

* The information you submit will not be collected.

Mortgage or rent



Phone bill


(house/tenant/car/other or enter 0)



Groceries and food

Credit card debt, personal loans or other debt

(or enter 0)

Pet costs

(food/vet/insurance or enter 0)


(any other regular monthly costs you have)
ATB Wealth consists of a range of financial services provided by ATB Financial and certain of its subsidiaries. ATB Investment Management Inc., ATB Securities Inc., and ATB Insurance Advisors Inc. are individually licensed users of the registered trade name ATB Wealth. ATB Securities Inc. (ATBSI) is a member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada. ATB Prosper is a service provided by ATBSI. All of the calculations displayed in this tool are for informational purposes only and do not constitute financial or investment advice. Seek advice specific to you from a qualified professional. Calculations displayed are estimations of savings goals only, and do not all account for more complex scenarios including, but not exclusive to: market volatility, personal risk tolerance, interest rates, inflation and other factors.