Take the cash
Immediate financial flexibility
Position the cash back as a way to address immediate needs like closing costs, renovations, or debt repayment.
Offsetting upfront expenses
Explain how the cash back can help offset the initial costs associated with buying a home.
Investment opportunity
Suggest that the cash back could be invested to potentially earn a higher return than the interest saved with a lower rate.
Faster debt repayment
Highlight the opportunity to use the cash back to make a lump-sum payment towards other high-interest debts.
Amount you borrow:
Amount you borrow:
(Select from the slider)
(Select from the slider)
Your cash back:
Your cash back:
Amount you borrow:
Amount you borrow:
(Select from the slider)
(Select from the slider)
$200k - $299k
$200k - $299k
Your cash back:
Your cash back:
$2,000
Amount you borrow:
Amount you borrow:
(Select from the slider)
(Select from the slider)
$300k - $499k
$300k - $499k
Your cash back:
Your cash back:
$3,000
Amount you borrow:
Amount you borrow:
(Select from the slider)
(Select from the slider)
$500k - $749k
$500k - $749k
Your cash back:
Your cash back:
$4,000
Amount you borrow:
Amount you borrow:
(Select from the slider)
(Select from the slider)
$750k - $999k
$750k - $999k
Your cash back:
Your cash back:
$5,000
Amount you borrow:
Amount you borrow:
(Select from the slider)
(Select from the slider)
$1M+
Your cash back:
Your cash back:
$6,000
Take the lowest rate
Long-term savings
Emphasize the potential for significant savings over the life of the loan due to lower interest payments.
Lower monthly payments
Highlight that a lower interest rate translates to lower monthly payments, freeing up cash flow for other expenses or investments.
Building equity faster
Explain how a lower interest rate allows borrowers to build equity more quickly.
Peace of mind
Stress the stability and predictability of a lower, fixed interest rate.