Mortgage renewal is an opportunity to change the terms of your mortgage so it keeps working for you. The choices you make during renewal can have a big impact on your overall finances, so it’s worth taking your time and looking at all the information available. 

This guide will help you understand your options. If you’re after specific information, feel free to jump around using the chapter buttons below. If you need an overview of the whole process, there’s no better place to begin than the beginning.