General info

Pre-approval process

What do I need to be eligible to apply online?

Canadian citizen/permanent resident of Canada
18+ years old
Purchasing a primary residence in Alberta

Which documents do I need?

Photo ID (driver's license or passport)
Proof of income (e.g. T4, pay stub or bank statement)
Residential and employment information
Social insurance number (optional)

Is there a cost to apply?

It’s free to apply

How long is the pre-approved amount and rate guaranteed for?

Pre-approved amount and rate are valid for 120 days.

How long does it take to complete?

Your application should take ~20 minutes.

Our online pre-approval process gives results within two business days of a mortgage that can work for you.

What are the credit implications?

Once submitted, your credit history and score will be pulled to confirm your eligibility.

Get pre-approved online

With results in two business days, our online pre-approval lets you calculate your monthly payments and get pre-approved for an ATB mortgage from the comfort of your home.

Get started

General info

Pre-approval process

Step 1

Make sure you're eligible and gather required information (SIN [optional], photo ID, proof of income and residential and employment information)

Step 2

Click the “Get started” button on this page.

Step 3

Answer the questions and log in with your current ATB credentials, or if you’re new to ATB, create a profile.

Step 4

Follow the steps to complete the online application (should take ~20 minutes).

Step 5

You will get a response from us within two business days.

Step 6

Start house hunting.

Get pre-approved online

With results in two business days, our online pre-approval lets you calculate your monthly payments and get pre-approved for an ATB mortgage from the comfort of your home.

Get started